Our mission
To make personal finance simple and friendly for everyone: one clear, private picture of your whole financial life, and the confidence to decide what to do next, whether it's your first budget or your next investment.
Made for beginners. Deep enough for experts.
Most money apps either assume you already know what you're doing, or stop being useful once you do. We built MyFinancialOrbit to welcome people who are just getting started, and to keep up with people who want to fine-tune every dollar.
- 1. Just starting out
New to personal finance? Start here.
A guided setup asks a few easy questions, suggests a budget for you and gives short tours of each page. Orbit explains words like net worth, TFSA or cash flow in plain language, so you never feel lost.
- 2. Finding your feet
Build good habits without the busywork.
Import statements, PDFs or screenshots, let smart categories learn how you spend, and see where your next dollar should go. Goals and side projects come with a simple plan.
- 3. Ready to optimize
Go as deep as you like.
Compare scenarios, track investments, allocation and net worth, plan compensation and career growth, and add Premium forecasts and spending alerts when you want more.
What MyFinancialOrbit is
Most people's finances are scattered across banking apps, spreadsheets, pay stubs and good intentions. MyFinancialOrbit is a personal financial headquarters that brings it all into orbit around you: what comes in, what goes out, what you own, what you owe, how you're growing and where you want to go.
You don't need to know anything about finance to start. Explore the demo, answer a few easy questions, and Orbit, your built-in assistant, is there to explain anything that isn't clear.
It's built with Canadian finances in mind (CAD, TFSA, RRSP and FHSA) and is for organizing and learning. It isn't professional financial, tax or investment advice.
Money
Accounts, spending, budgets and imports from statements, PDFs and screenshots.
Wealth
Investments, assets and net worth in one place.
Earn
Practical ideas for making more, sized to your situation.
Growth
Career, skills and earning potential.
Goals
Goals, side projects and where your next dollar should go.
Together
Shared costs and goals without sharing everything.
Journal
A private space to think about money decisions.
Ask Orbit
A personal assistant that explains your numbers in plain words.
What we believe
Private by default
Your data is visible only to you. You decide what to add, and no bank passwords are ever asked for.
Beginner friendly by design
Plain language, a guided setup and short tours. Every estimate is labelled as one and every term is explained, so you never need a finance degree.
The whole picture
Spending, saving, investing, earning and growing are connected. Seeing them together makes better decisions easier.
Built with the people who use it
What gets built next is shaped by Update Requests from people using MyFinancialOrbit every day.
Roadmap
Where MyFinancialOrbit is heading. Plans can change as we learn what helps most.
- Available now
- Money, Wealth, Earn, Growth, Goals, Journal, My Scenarios and Together
- Imports from bank statements, PDFs, screenshots and pasted lists
- Smart categories that learn from you
- Ask Orbit, your personal financial assistant
- Standard (free) and Premium plans, with a 3-month Premium trial
- Update Requests, so you can ask for what you need
- Up next
- Premium subscriptions you can buy and manage yourself
- Goal and net worth forecasts based on your real habits
- Market prices for your holdings, updated automatically
- TFSA, RRSP and FHSA contribution room tracking
- Later
- Bank connections, once Canada's open banking rules are in place
- Monthly money check-ins and proactive tips from Orbit
- Deeper retirement planning (CPP, OAS and withdrawal order)
Help shape what comes next
Have an idea, or something you wish the app did? Send an Update Request from inside the app and follow its progress.